Page 1 of 1
insurance on KITT replicas
Posted: Mon Aug 11, 2008 4:47 pm
by cajunknight0153
those of u who own KITT replicas, and they don't use them as their daily drivers, like do yall pay insurance on them?
Re: insurance on KITT replicas
Posted: Mon Aug 11, 2008 6:13 pm
by HisNameisGarth
Collector car insurance all the way.
It costs about $150 to 200 dollars for the entire year and usually includes 24-hour roadside assistance.
Check out this links for more details:
www.hagerty.com/
www.grundy.com/
www.heacockclassic.com
I've got a couple classic cars that I insure with Hagerty -- they are top notch.
Re: insurance on KITT replicas
Posted: Tue Aug 12, 2008 10:08 am
by 80sKnight
Yes, collector insurance is the way to go.
Re: insurance on KITT replicas
Posted: Tue Aug 12, 2008 3:41 pm
by cajunknight0153
so u pay that along with ur regular car insurance like state farm?
Re: insurance on KITT replicas
Posted: Tue Aug 12, 2008 5:48 pm
by HisNameisGarth
cajunknight0153 wrote:so u pay that along with ur regular car insurance like state farm?
No....
The collector car insurance covers only the collector car.
In order to qualify for collector car insurance you need to prove its not your primary transportation.
You need a "daily driver" -- which would be covered by State Farm, etc.
The second vehicle would be covered by the collector car policy.
Two different insurance policies for two distinct vehicles.
Re: insurance on KITT replicas
Posted: Tue Aug 12, 2008 7:43 pm
by RafaelLOJ
With Grundy, who I have, there are "restrictions". Must be 25. Car must be garage kept. Must not be daily driver, etc...
I paid about $375 for $25k (agreed value) coverage.
Some companies have "age limits" on the cars and your car may not be old enough... not a problem with Grundy...
Rafael
Re: insurance on KITT replicas
Posted: Wed Aug 13, 2008 12:45 am
by cajunknight0153
HisNameisGarth wrote:cajunknight0153 wrote:so u pay that along with ur regular car insurance like state farm?
No....
The collector car insurance covers only the collector car.
In order to qualify for collector car insurance you need to prove its not your primary transportation.
You need a "daily driver" -- which would be covered by State Farm, etc.
The second vehicle would be covered by the collector car policy.
Two different insurance policies for two distinct vehicles.
that's what i meant
Re: insurance on KITT replicas
Posted: Wed Aug 13, 2008 9:05 am
by HisNameisGarth
RafaelLOJ wrote:With Grundy, who I have, there are "restrictions". Must be 25. Car must be garage kept. Must not be daily driver, etc...
I paid about $375 for $25k (agreed value) coverage.
Some companies have "age limits" on the cars and your car may not be old enough... not a problem with Grundy...
Rafael
I use Hagerty... They don't have an age restriction on the cars. I believe all the Collector Car insurance companies require that the vehicle be garage kept. My classic car is only appraised at $15k, so my policy is only about $170 a year with roadside assistance.