insurance on KITT replicas

[cajunknight0153]

those of u who own KITT replicas, and they don't use them as their daily drivers, like do yall pay insurance on them?

[HisNameisGarth]

Collector car insurance all the way.
It costs about $150 to 200 dollars for the entire year and usually includes 24-hour roadside assistance.

Check out this links for more details:
www.hagerty.com/
www.grundy.com/
www.heacockclassic.com

I've got a couple classic cars that I insure with Hagerty -- they are top notch.

[80sKnight]

Yes, collector insurance is the way to go.

[cajunknight0153]

so u pay that along with ur regular car insurance like state farm?

[HisNameisGarth]

so u pay that along with ur regular car insurance like state farm?

No....
The collector car insurance covers only the collector car.
In order to qualify for collector car insurance you need to prove its not your primary transportation.
You need a "daily driver" -- which would be covered by State Farm, etc.

The second vehicle would be covered by the collector car policy.
Two different insurance policies for two distinct vehicles.

[RafaelLOJ]

With Grundy, who I have, there are "restrictions". Must be 25. Car must be garage kept. Must not be daily driver, etc...
I paid about $375 for $25k (agreed value) coverage.

Some companies have "age limits" on the cars and your car may not be old enough... not a problem with Grundy...

Rafael

[cajunknight0153]

so u pay that along with ur regular car insurance like state farm?

No....
The collector car insurance covers only the collector car.
In order to qualify for collector car insurance you need to prove its not your primary transportation.
You need a "daily driver" -- which would be covered by State Farm, etc.

The second vehicle would be covered by the collector car policy.
Two different insurance policies for two distinct vehicles.

that's what i meant

[HisNameisGarth]

With Grundy, who I have, there are "restrictions". Must be 25. Car must be garage kept. Must not be daily driver, etc...
I paid about $375 for $25k (agreed value) coverage.

Some companies have "age limits" on the cars and your car may not be old enough... not a problem with Grundy...

Rafael

I use Hagerty... They don't have an age restriction on the cars. I believe all the Collector Car insurance companies require that the vehicle be garage kept. My classic car is only appraised at $15k, so my policy is only about $170 a year with roadside assistance.